Careers

UNDERWRITER JOB ID: 201 -LM
Luxury Mortgage Corp ® a National Mortgage Lender is currently seeking to hire MULTIPLE Underwriters for our Stamford, CT Underwriting Center. These positions have the opportunity for growth and long term advancement. The opportunities are located in fast paced environments.
Salary Commensurate with Experience, 401K, Health benefits 

If you do not have these required skills please do not apply:

• Minimum of 4 years mortgage underwriting experience
• Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment
• Thorough understanding of credit and an ability to review complex financial documents
• Strong Commitment to teamwork

Responsibilities Include (but are not limited to…):

• As an Underwriter you will be responsible for but not limited to the underwriting of residential loans ensuring compliance with appropriate company and secondary market investor standards.
• A Mortgage Underwriter will be responsible for examining loan documentations for accuracy and completeness while working with loan originator or production staff to secure all required documents.
• You may be required to work with more senior mortgage underwriters on loan exceptions having the authority to withdraw and decline loans.
• Mortgage Underwriters may be involved in one or several types of mortgage lending (conventional, government-backed, jumbo, super jumbo, etc.)
• You may also be required to respond directly to individual and investor audits.

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 Required Skills:

• Strong analytical skills
• Four years previous experience as a Mortgage Underwriter 
• Strong oral and written communication skills
• Excellent interpersonal skills
• Must have excellent problem solving skills
• Thorough understanding of credit and an ability to review complex financial documents
• Ability to assess an individual's creditworthiness while adhering to all regulatory and compliance requirements
• Ability to make credit recommendations
• Commitment to teamwork
• Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality
• Self-motivated
• Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment
• The associate must have 4 plus years experience as a mortgage underwriter or mortgage processor, and be able to think outside of the box to obtain the required information on a retro basis.
• They must be able to assess the information obtained and determine if it validates the information used to qualify the borrower at the time of modification offer.
• The employee must be able to work independently producing results in a timely manner.
• They must have a strong understanding of the various documentation types, loan programs as well as the overall general underwriting guidelines.
• Must possess strong organization skills.
• Must have a working knowledge of computer applications. 
• Underwriting certifications a plus but not required.
• Secondary market experience a plus

To Apply for position email resume to hr@luxurymortgage.com include job ID and Salary Requirements