This website or its third-party tools use cookies, which are necessary to its functioning and required to achieve the purposes illustrated in the cookie policy. If you want to know more or withdraw your consent to all or some of the cookies, please refer to the cookie policy. By closing this banner, scrolling this page, clicking a link or continuing to browse otherwise, you agree to the use of cookies.
Close

Frequently Asked Questions (FAQs)

Pre-approvals and pre-qualifications are the same, right?
What higher power determines interest rates?
I should "lock" my rate? Whatever do you mean?
Why are you saying I'm "floating" when my feet are still on the ground?
What is a FICO score?
What is an APR?
What is PMI? Can I get rid of PMI on my loan?
What is a good faith estimate?
Is it okay if I take care of all that homeowners insurance stuff after closing?
How is LTV (or loan-to-value ratio) calculated?
How is DTI (or debt-to-income ratio) calculated?