At Luxury Mortgage we are thrilled to offer a powerful financing tool for real estate investors. The Investor Cash Flow Mortgage allows cash flow on the subject property to be used to qualify for the new loan. No tax returns or employment information required. There is no limit to the number of financed. This innovative program can be used effectively to build a portfolio of income generating properties.
Rather than being based on income and employment documentation, with this unique program qualification is based on what the cash flow from the property will be once it's rented.
The debt service coverage ratio (DSCR) of the subject property is used to calculate the funds that can be used to qualify as follows:
The Investor Cash Flow home loan can be used to finance a variety of different types of homes, including 1 – 4 unit properties, Mixed-Use, PUDs, warrantable condos, and even non-warrantable condos on a case by case basis.